Navigate the loan process with confidence
Home Loan Assistance
About This Service
Applying for a home loan can be confusing and stressful — but it does not have to be. TNF Property offers a completely free home loan assistance service. Our team compares loan packages from multiple major Malaysian banks, evaluates your eligibility, helps you compile the correct documentation, and liaises directly with banks and solicitors to maximise your chances of approval.
What’s Included
Our Process
Eligibility Check
We assess your income, existing commitments, and credit standing.
Bank Comparison
We compare rates and packages from major banks to find your best fit.
Document Preparation
We guide you through gathering all required documents for application.
Application Submission
We submit your complete loan application to the selected bank(s).
Approval & Drawdown
We liaise with the bank and your lawyer until loan approval and disbursement.
Common Questions
How much can I borrow for a home loan in Malaysia?
Banks in Malaysia typically lend up to 90% of the property value for your first two residential properties. Your maximum loan amount also depends on your Debt Service Ratio (DSR), which should not exceed 70% of your net income.
How long does loan approval take?
Standard loan approval takes 7 to 14 working days once the complete application is submitted. In some cases it may take longer, particularly for complex income structures.
Is an Islamic home loan better than a conventional one?
Both have their advantages. Islamic financing (such as Musharakah Mutanaqisah) offers more predictable monthly payments, while conventional loans may suit those who benefit from early settlement. Our team will help you compare both options for your situation.
Pricing
Free
No cost to you — we earn a bank referral fee